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03-Aug-2017 11:49

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He could have paid his electricity, gas, and internet bills in Alipay’s City Service section.

Like many young Chinese who had become enamored of the mobile payment services offered by Alipay and We Chat, Liu stopped bringing his wallet when he left the house.

Its main competitor, We Chat, belongs to the social and gaming giant Tencent.

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When Liu touched the icon, he was greeted by an image of the Earth.

Lazarus Liu moved home to China after studying logistics in the United Kingdom for three years, he quickly noticed that something had changed: Everyone paid for everything with their phones.

At Mc Donald’s, the convenience store, even at mom-and-pop restaurants, his friends in Shanghai used mobile payments.

Applicants’ race could be counted against them, as could messiness, poor morals, and “effeminate gestures.” Algorithmic scoring, Fair and Isaac argued, was a more equitable, scientific alternative to this unfair reality.

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FICO’s approach eventually caught on among the credit bureaus—Trans Union, Experian, and Equifax—and in 1989 FICO introduced the credit score we know today, enabling millions of Americans to take out mortgages and rack up credit card bills.for free chat rooms features, amazing online chat rooms, and mobile chat at the click of a mouse.



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